Guest Commentary: WHAT IF HEALTH COVER WAS LIKE OTHER INSURANCE?

Aug 9, 2019

By Nathaniel Luce

Publication: MODERN HEALTHCARE’S: DAILY DOSE

Larry Van Horn, associate professor of management, wrote this opinion piece suggesting tying health insurance rates to lifestyle choices in order to alleviate the health insurance crisis.

I’m a balding, middle-aged, overweight American male I have borderline hypertension and high cholesterol. I don’t like to exercise, and I enjoy eating foods with mayonnaise and cheese. I am everyman. This is not an education problem. I know what I should do and generally how to do it—I just can’t make myself do it. I know the consequences of my short-run gluttonous behavior will negatively impact my long-run health, but like many people, knowing something is bad for me is insufficient to discipline my behavior.

– Larry Van Horn

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